DataVerify - DRIVE

Our single-source, proprietary enterprise-wide application can be tailored to meet the specific risk conditions for your changing market requirements. Our unique design enables you to use the DRIVE^®system across the consumer lending spectrum.

DRIVE^®

DataVerify combines industry-leading analytics, data, software and professional expertise within one decision engine to give you access to world-class risk scoring. Our fully automated platform enables you to complete a comprehensive application analysis by assessing:

> Identity verification > Property valuation risk > Market risk
> Employment misrepresentation > Income misrepresentation > Comprehensive 1003 analysis


A real-time resource for identity verification and fraud detection.	Evaluates the risk associated with identity, occupancy, employment, income, and participants within a loan file.	The most comprehensive market and subject analysis.
> Verifies OFAC and the Red Flag Rule instantaneously > Validates name, address, SSN, DOB & phone number > Checks multiple watch lists > Confirms SSA Issuance & SSA Death Master > Validates against industry watch lists	> Employment/Income > Occupancy > Credit reports > Undisclosed debt and more	> Scoring results and conditions > Market analysis > Subject analysis > Recent market foreclosure activity > Subject characteristics > County tax assessment > Subject transaction history > Subject listing history > Comparable sales > Market nearby sales > Buyers and sellers

There is no guessing with DRIVE^® on what our score means or how it was determined. The findings are transparent and presented in an easy-to-interpret dashboard with corresponding risk assessment conditions.

DataVerify allows you to customize your own “Action(s) to Resolve” (next steps to fit within your workflows). Once the condition has been satisfied by the authorized party that you designate within your organization, simply rescore the loan at no additional cost to determine the new risk assessment for the loan.